Privacy Policy for Insurance Resource Hub (insuranceresourcehub.com)
Please read this Privacy Policy before using our Services. It explains how Insurance Resource Hub and its website partners that link to this Privacy Policy (collectively, "Company", "we" or "our"). The Company is a Delaware entity with a registered address of 74 E Glenwood Ave, Unit #5752, Smyrna, DE 19977 that collects, shares, uses, and protects personal information and data we receive through our business activities and websites, as well as other online services and communication channels, including via email or telephone (collectively, the "Services"). "You" and "your" refer to any person who accesses or uses the Services.
1. Information We Collect
We collect information you provide directly to us when you use our Services, contact us by phone or email, or submit information through our website. The types of information we may collect include:
- Name, phone number, and email address
- Mailing address and zip code
- General insurance coverage questions or needs you describe
- Information about your current insurance situation or coverage gaps
- Device information and IP address when you visit our website
- Cookies and similar tracking technologies data
We may also collect information automatically through cookies and similar technologies when you visit insuranceresourcehub.com.
2. How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide insurance information or guidance
- Connect you with relevant insurance resources or programs
- Send follow-up communications related to your inquiry
- Improve our website, services, and user experience
- Comply with applicable legal obligations
- Detect and prevent fraud or unauthorized activity
- Send promotional communications where you have consented or where permitted by law
3. How We Share Your Information
We may share your personal information with third parties in the following circumstances:
- Service Providers: We share data with trusted vendors who assist in operating our website and business, under confidentiality agreements.
- Insurance Partners: With your consent, we may share your information with licensed insurance partners who offer relevant products or resources.
- Legal Requirements: We may disclose information when required by law, subpoena, or court order.
- Business Transfers: If the Company is acquired or merges with another entity, your information may be transferred as part of that transaction.
We do not sell your personal information to data brokers for their independent use.
4. Data Storage and Security
We take reasonable technical and organizational measures to protect your personal information. Your data may be stored on servers located in the United States. We retain personal information only as long as necessary for the purposes described in this policy or as required by applicable law.
5. Your Choices and Rights
You have the following rights and choices regarding your personal information:
- Opt-Out of Communications: You may opt out of marketing emails by clicking "unsubscribe" or contacting support@insuranceresourcehub.com.
- Access and Correction: You may request access to or correction of your personal information by contacting us directly.
- Deletion: You may request deletion of your personal data by emailing support@insuranceresourcehub.com.
- Do Not Track: Our website does not currently respond to "Do Not Track" browser signals.
6. Third-Party Links
Our website may contain links to third-party websites, insurance companies, or external resources. We are not responsible for the privacy practices of those sites. This Privacy Policy applies solely to information collected through insuranceresourcehub.com and our Services.
7. California Residents — CCPA Rights
If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with the following rights:
- Right to Know: Request details about the personal information we have collected about you.
- Right to Delete: Request deletion of your personal information, subject to certain exceptions.
- Right to Opt-Out: Opt out of the sale of your personal information. We do not sell personal information as defined by the CCPA.
- Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.
To exercise these rights, contact us at support@insuranceresourcehub.com or (302) 262-5018.
8. Nevada Residents
Nevada residents may have the right to opt out of the sale of certain personal information. We do not sell personal information as defined under Nevada law. Contact us at support@insuranceresourcehub.com with questions.
9. Contact Us
For privacy-related questions or requests, please contact us:
- Email: support@insuranceresourcehub.com
- Phone: (302) 262-5018
- Mail: Insurance Resource Hub, 74 E Glenwood Ave, Unit #5752, Smyrna, DE 19977
This Privacy Policy was last updated on January 1, 2025. We reserve the right to modify this policy at any time, effective upon posting to insuranceresourcehub.com.